NEW Recruits link

To fill out the recruit packet, click :

IBA - Packet (Indpendent Contractor Agreement)

"New Recruit - guidelines" :

PFS Agents- Amendment:

For ALL unlicensed associates, here is the scholarship program:

Scholarship Program

and amendment breakdown :  Unlicensed agent can choose their own plan.


Independent Licensed Agent - Amendment

and below:


RVP / EVP Agreement


EVP - Executive Vice President Agreement

to pay fee online, please go here:

Recruiting Fee



Print out the forms:

Sign them, and then scan or fax them to: