Our Crusade

Our Crusade

 

At SFG Group, Our Crusade is to provide "Significant" impact for our clients through their life insurance needs.

 

When the industry promotes "FACE AMOUNTS":

The Cash Value / Permanent Agents write $150,000 - $250,000 in average face amount,

40 yr old male- Preferred Non-Tobacco, will receive an introductory rate of $125/month, but with an "INCREASING" monthly premium over time.

 

"Term agents/companies " ( One company that I have in my mind, but will not name): promote's their average face amount to be:  $500,000 

Term rate from same company: (But won't mention name, unless you contact us by phone.

40 yr old Male:

20 yr term - $500k  @ preferred non tobacco rate is $56.53 per month

30 yr term - $500k @ PNT rate is $77.43 per month

45 yr old Male:

20 yr term - $500k @ Pnt rate is $83.60/month and 30yr term is $107.35

 

Then, SFG GROUP, Our current average FACE AMOUNT per client is $750,000, but with a goal to have a average face amount of $1.5 million in face amount on the average client!

Ave. rate- 40 yr male - $500,000 @ Preferred NT - 

20yr - $40/month

25yr - $58/month

30yr - $66.50/month

Ave. rate - 45 yr male - $500,000 @ Preferred NT -

20 yr - $ 62.40/month

30 yr - $ 106.64/month

 

Ave. rate- 40 yr male - $1 million @ Preferred NT   OR  $1.5 million @ PNT

20yr - $ 72/month                                                             20yr - $107.50/month

25yr - $ 103/month                                                           25yr - $153.90/month

30yr - $ 124/month                                                           30yr - $185.25/month

 

40 yr male - Preferred NT ($750,000)    or  45 yr male - $750k @ PNT

20yr - $58/month                                                  20yr - $92.23/month

30yr - $99/month                                                  25 yr - $136.50/month     or         30yr - $158.67/month 

 

45 yr old male - Preferred NT ($1 million )

20yr - $ 115.10/month

30yr - $ 198.66/month